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PMA USA sales professionals are independent contractors and are not employees of Performance Matters Associates, Inc. or Washington National Insurance Company.
Policies underwritten by Washington National Insurance Company, home office: Carmel, IN. These policies have limitations and exclusions. For costs and complete details of coverage, contact an agent.

Washington National Insurance Company is not licensed and does not solicit business in the state of New York.

*A.M. Best A- (Excellent): Data as of December 31, 2017. This rating is their assessment of our relative financial strength and ability to meet contractual obligations. This rating is the fourth highest of thirteen ratings. For the latest rating, visit ambest.com.

**The return of premium (ROP) or cash value (CV) (in MO, “cash return”) benefit is subject to state and product availability. The benefit has an additional charge and may pay minus claims or regardless of claims based on the policy selected. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid. The claims and premium-return amount are based on ROP/CV and claims payments to Washington National policyholders from January 1, 1995, through December 31, 2017.

191372 (03/19)